Family Services

Personal Financial Planning

HMV offers a wide variety of services under the Personal Financial Planning umbrella. These services include the following:

• Goal setting
• Risk analysis
• Estate planning
• Tax planning
• Investment advisory
• Budgeting
• Accounting services
• Insurance planning
• College tuition planning

HMV's Personal Financial Planning service is typically segmented into a specific project of one or more of the above-mentioned services. Occasionally, HMV conducts comprehensive Financial Planning, including a study and report covering many aspects of the Financial Planning effort.

HMV's Personal Financial Planning division is comprised of CPAs with either the Personal Financial Specialist (PFS) or Certified Financial Planner (CFP) designations. In order to have the PFS designation - one supported by the AICPA - the member must also be a CPA, whereas the CFP designation does not have the CPA prerequisite.